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1 - 5 of 5

Monday, June 16, 2014 - PORTABILITY A Must For a Long-Term Mortgage

Many people are ?move-up buyers?,  selling one house and buying another before their long term mortgage matures. To avoid a costly prepayment penalty if you move-up mid-term, make sure your mortgage is portable-- a feature offered by some, but not all lenders. Then you can pack up your mortgage just like your furniture, and move it or your new house. But not penalty is payable, as you are not breaking the mortgage, just shifting it from one property to another. If the existent mortgaged is too ... Full Article...

posted in English at Mon, 16 Jun 2014 16:42:19 +0000



Friday, June 13, 2014 - Title and Practical Uses.

I receive emails from time to time asking the same questions. So monthly I will send answers to those questions on an email like this one Title and practical Uses. Title describes the location of the property, the right of ownership, and the right of others to that property. Practical uses: 1- Your title list encumbrances, liens, and other interest in the property, Check particulars because it could affect what you can or can't do with your property. 2- You will need title certificate ...

posted in English at Fri, 13 Jun 2014 15:31:43 +0000



Thursday, June 12, 2014 - PROS AND CONS OF BUYING A HOME OR A CONDO

When the buyer makes a down payment of less than 20 percent,  the lender often subjects the owners association to a "full review," with probing questions about the association's finances. A down payment of 20 percent or more triggers a limited review. But it is not always the case. Owners of condominiums and town houses have little control over annual fee increases. Another downside is an unforeseen special assessment. "If the condo building needs to do any major repairs that cannot be covered ... Full Article...

posted in English at Thu, 12 Jun 2014 19:32:37 +0000



Thursday, June 12, 2014 - PROS AND CONS OF BUYING A HOME OR A CONDO

A condo or town house may be a good fit for first-time homebuyers because association fees cover maintenance and repairs. Owners of single-family homes have to set aside money for those purposes. Condos and townhomes are also preferable, for those who don't want as much homeowner responsibility, as they won't have to hire landscapers and other contractors for exterior maintenance. Owning a condo or townhome is not for everyone. Among the reasons: *       Owners associations can tell residents ... Full Article...

posted in English at Thu, 12 Jun 2014 19:31:04 +0000



Thursday, June 12, 2014 - PROS AND CONS OF BUYING A HOME OR A CONDO

When it's time to buy a first home, many buyers confront the question: single-family house, or a unit in a multifamily town house or condo? Prospective homebuyers have to consider many factors, including: *       Location and lifestyle. *       Maintenance costs. *       Rules of ownership. *       Lending and price. *       Monthly fees. Here is a more detailed look at how to decide whether to buy a house, town house or condo as a first home. Location is often the deciding factor. For young ... Full Article...

posted in English at Thu, 12 Jun 2014 19:20:17 +0000



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DID YOU KNOW AS SELF EMPOYEED WITH GOOD CREDIT HISTORY we can state the income if you have had your business for 2 years or more ? write to am.mortgage@shaw.ca

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