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Thursday, October 25, 2012 - Will rates rise or remain relatively unchanged?

This week (Oct. 25-31), one-fifth of the panelists believe mortgage rates will rise over the next week or so, 27 percent think rates will fall, and 53 percent believe rates will remain relatively unchanged (plus or minus 2 basis points). My opinion is that with this rates still being so low why not refinance if you can, or buy your investment property? When these times finish, because they will, you will realize that you should have done it, so do not wait until it is too late, do it NOW. Again ... Full Article...

posted in English at Thu, 25 Oct 2012 14:46:20 +0000



Wednesday, October 24, 2012 - Changes to CMHC Green Home

CMHC Green Home flexibilities were originally introduced in 2004 to encourage consumers to consider energy-efficiency in their housing choices and make the purchase of energy-efficient homes or energy-saving renovations more affordable.  The flexibilities include a ten per cent CMHC mortgage loan insurance premium refund, and a premium refund for a longer amortization (if applicable).  Since inception, more than six million dollars in premiums have been refunded to Canadians.

posted in English at Wed, 24 Oct 2012 17:15:34 +0000



Monday, October 22, 2012 - What's the difference between Switch/Transfer and Refinance?

What's the difference between Switch/Transfer and Refinance? Switch or Transfer means that a new lender will take over the outstanding mortgage balance and remaining amortization with a new term, possibly a better interest rate. The borrower can not increase the mortgage amount nor extend the remaining amortization; He/she can not change the ownership nor add/delete a borrower. Refinance is necessary when a borrower wants to borrow more money, extend the amortization, add or delete a borrower, ... Full Article...

posted in English at Mon, 22 Oct 2012 16:21:34 +0000



Tuesday, October 9, 2012 - sellers MAXIMISE YOUR TIME!!!

Maximise your time!It quickly becomes evident, when browsing through the many ' OwnerS Selling themselves', that sellers are over pricing the value of their properties. In many cases, sellers forgo a proper evaluation of their property wich generally results in disappointment and frustration of being on the market for months without being sold. 

posted in English at Tue, 09 Oct 2012 19:43:57 +0000



Tuesday, October 9, 2012 - QUIERES SABER PARA QUE PRECIO CALIFICA?

Quiere saber cuánto puede prestar? Váyase a la parte donde dice contact en esta página o mándeme un email a amparo.foster@shaw.ca, y deje que uno de nuestros expertos le asista. Le podemos ayudar para que vea cual producto es mejor para sus necesidades. Consejería de expertos  que se adapta a sus necesidades.Le respondemos rápidamente ya sea por email o por teléfono. 

posted in Spanish at Tue, 09 Oct 2012 19:31:47 +0000



Tuesday, October 9, 2012 - HO MUCH CAN I AFFORD

Want to find out how much you can borrow?. Complete the form where it says contact me, or send an email to amparo.foster@shaw.ca, and let one of our experienced advisors assist you. Our advisors will also help you work out what features or types of products are best for your needs..   .? Expert advice tailored to your mortgage needs? Fast response via email or phone. 

posted in English at Tue, 09 Oct 2012 19:30:26 +0000



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DID YOU KNOW AS SELF EMPOYEED WITH GOOD CREDIT HISTORY we can state the income if you have had your business for 2 years or more ? write to am.mortgage@shaw.ca

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