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Monday, July 23, 2012 - Does high available credit limit lowers your credit score even if no credit balance is carried. ?

Not true.Debt utilization rate is part of what makes up a credit score.The amounts-owed category contributes 30 percent to your overall credit score and factors in the overall amount owed, the amounts owed on each account, number of accounts with a balance, percentage of credit limits used, percentage still owed on installment loans and, in some cases, the lack of certain types of balances.What we're dealing with is the percentage of credit lines used, also known as the utilization rate. The ... Full Article...

posted in General at Mon, 23 Jul 2012 16:57:57 +0000



Friday, July 13, 2012 - WARNING URGENT!!!!

I AM SENDING THIS EMAIL TO EMPHASIZE THE IMPORTANCE OF HAVING A REALTOR REPRESENT YOU WHEN YOU GO TO BUY A HOME AND ARE SIGNING A CONTRACT.I decided to write this emails since I just had a case where my clients bought a new property from a builder, and to be honest I am terrified of what they did to my clients. This is what happened:1. Introduced clients to builder. From the beginning the builders kept telling me to not worry and that I SHOULD GO and do something else with my time as they did ... Full Article...

posted in General at Fri, 13 Jul 2012 00:45:56 +0000



Friday, July 13, 2012 - AVISO URGENTE!!!!

Estoy enviando este correo electrónico para RESALTAR LA IMPORTANCIA DE TENER UN AGENTE que lo represente cuando usted va a comprar una casa y firmar un contrato.Me decidí a escribir este correo electrónico,  ya que acabo de tener un caso en el que mis clientes han comprado una propiedad nueva de un constructor y para ser honesta, estoy aterrada de lo que el constructor  hizo con mis clientes. Esto es lo que sucedió: 1. Introduje mis clientes al constructor. Desde el principio el constructor no ... Full Article...

posted in General at Fri, 13 Jul 2012 00:41:39 +0000



Thursday, July 12, 2012 - Se puede comprar sin cuota inicial?

SI, todavia esta a tiempo para comprar sin cuota inicial, debe tener el numero del record de su credito en 680 o mas,  no menos.  No espere a que cambien estas reglas y esta oportunidad no este disponible

posted in General at Thu, 12 Jul 2012 20:55:25 +0000



Thursday, July 5, 2012 - Se van las tarifas hacia arriba, abajo, o permanecen sin cambios?

Las tasas aumentan o se mantendran relativamente sin cambios? Expertos y analistas en tasas bancarias predicen hacia dónde se dirigen las tasas hipotecarias durante la próxima semana.Esta semana (julio 5-11), el 31 por ciento de los panelistas creen que las tasas hipotecarias aumentarán durante la próxima semana o así, el 38 por ciento piensa que las tasas caerán, y el 31 por ciento creen que las tasas se mantienen relativamente sin cambios (más o menos 2 centésimas por ciento).  

posted in General at Thu, 05 Jul 2012 19:39:29 +0000



Thursday, July 5, 2012 - Will rates go up, down, or remain unchanged?

Will rates rise or remain relatively unchanged? Experts and Bankrate analysts predict where mortgage rates are headed over the next week.This week (July 5-11), 31 percent of the panelists believe mortgage rates will rise over the next week or so; 38 percent think rates will fall; and 31 percent believe rates will remain relatively unchanged (plus or minus 2 basis points).  

posted in General at Thu, 05 Jul 2012 19:15:49 +0000



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DID YOU KNOW AS SELF EMPOYEED WITH GOOD CREDIT HISTORY we can state the income if you have had your business for 2 years or more ? write to am.mortgage@shaw.ca

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